Insurance Companies
The insurer behind your policy matters as much as the policy itself — especially when it’s time to claim. Here we profile companies operating in India and explain the signals worth checking, like claim-settlement track record, solvency and service reputation.
Browse by category
Life Insurance Companies
Profiles of life insurers operating in India — what they offer and how to read their claim record.
General Insurance Companies
Profiles of health, motor and general insurers, with the metrics that actually matter.
How to judge an insurer
Don’t choose on premium alone. For life insurers, look at the claim settlement ratio over several years and how quickly claims are paid. For health insurers, check the incurred claims ratio, network hospitals, and how often claims are rejected or partially paid. Solvency ratio (the regulator expects a minimum) tells you about financial strength.
Frequently asked questions
What is a claim settlement ratio?
It’s the percentage of claims an insurer paid out of those it received in a year. Consistently high figures over several years are more meaningful than a single good year.
Does a bigger company mean better service?
Not always. Size can help with network and stability, but service quality, claim ease and product fit vary. Judge on the metrics, not the brand.
Are all insurers regulated the same way?
Yes — every insurer in India is licensed and supervised by the IRDAI, which sets capital, solvency and conduct requirements.
Eaze Insure is an independent insurance information and comparison platform. We are not an insurer and do not sell policies. Content here is for general education only and is not financial, tax, or legal advice. Please verify product details with the insurer and consult a qualified advisor before buying.
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