General Insurance → Motor Insurance
Motor insurance is legally required to drive in India, but the mandatory minimum only covers damage you cause to others. Comprehensive cover also protects your own vehicle. Understanding the difference saves money and avoids nasty surprises after an accident.
Third-party vs comprehensive
Third-party cover is the legal minimum — it pays for injury or damage you cause to others, not to your own vehicle. Comprehensive adds own-damage cover, theft and more, and lets you add useful extras like zero-depreciation. Your no-claim bonus rewards claim-free years with a discount, so weigh small claims against the bonus you’d lose.
Explore motor insurance
Car Insurance
Cover for four-wheelers — comprehensive, third-party, add-ons, renewals and claims.
Two-Wheeler Insurance
Cover for bikes and scooters, including long-term policy options.
Frequently asked questions
Is motor insurance mandatory in India?
Yes — at minimum, third-party cover is legally required to drive any vehicle on public roads.
What does third-party insurance not cover?
It doesn’t cover damage to your own vehicle, theft, or natural disasters. For that you need comprehensive cover.
What is a no-claim bonus?
A discount you earn for each claim-free year. It can build up substantially, so it’s often worth paying small repairs yourself to protect it.
Eaze Insure is an independent insurance information and comparison platform. We are not an insurer and do not sell policies. Content here is for general education only and is not financial, tax, or legal advice. Please verify product details with the insurer and consult a qualified advisor before buying.
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