General Insurance

General Insurance

General insurance protects the things you own and the risks you face day to day — your health, your vehicle, your home, your trips. Unlike life insurance, these are typically yearly contracts you renew and claim against as needed.

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Health Insurance

Cover for hospitalisation and medical bills — arguably the most important policy for most Indian families.

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Motor Insurance

Mandatory cover for cars and two-wheelers, plus optional protection for your own vehicle.

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Travel Insurance

Protection against medical emergencies, cancellations and lost baggage on domestic and international trips.

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Home Insurance

Cover for your home structure and belongings against fire, theft and natural calamities.

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Personal Accident

Lump-sum and income protection if an accident causes injury, disability or worse.

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Commercial Insurance

Business cover — property, liability, marine and group policies for organisations of every size.

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Getting the basics right

For most families, comprehensive health insurance comes first — a single hospitalisation can undo years of savings. Motor insurance is legally required to drive in India. Beyond that, travel, home and personal-accident cover fill specific gaps. We break down what each policy does, what’s typically excluded, and the questions worth asking before you buy.

Frequently asked questions

What’s the difference between life and general insurance?

Life insurance pays out on death (or maturity). General insurance covers non-life risks — health, vehicle, home, travel — usually on a yearly, renewable basis.

Which general insurance should I buy first?

For most people, health insurance is the priority because medical costs are unpredictable and rising. Motor insurance is mandatory if you own a vehicle.

Do these policies expire?

Most general insurance is annual. You renew each year to stay covered; a lapse can mean losing benefits like no-claim bonus or waiting-period credit.

Eaze Insure is an independent insurance information and comparison platform. We are not an insurer and do not sell policies. Content here is for general education only and is not financial, tax, or legal advice. Please verify product details with the insurer and consult a qualified advisor before buying.

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