Life Insurance
Life insurance is about one thing: making sure the people who depend on you are financially secure if you’re no longer around. On Eaze Insure we explain each type plainly, so you can tell protection apart from investment and choose with confidence.
Explore life insurance
Term Insurance
Pure life cover that pays your family a lump sum if something happens to you. The most affordable way to protect dependants.
ULIP Plans
Market-linked plans that combine life cover with investment. Understand charges, lock-ins and when they make sense.
Traditional Plans
Endowment and money-back plans that bundle guaranteed savings with insurance. Know what you’re really earning.
Retirement Plans
Pension and annuity plans designed to give you a steady income after you stop working.
Child Plans
Goal-based plans to fund your child’s education and milestones, with a safety net built in.
How to think about life cover
A simple rule many advisors use: your life cover should be enough to clear debts and replace several years of income for your family. Pure term insurance does this most cheaply. Investment-linked plans like ULIPs and endowments mix cover with savings — useful for some goals, but always check the charges and returns separately from the protection.
Frequently asked questions
Who actually needs life insurance?
Anyone whose income or care others depend on — a spouse, children, or ageing parents. If no one would face financial hardship without your income, you may not need it yet.
How much cover should I take?
A common starting point is 10–15 times your annual income, adjusted for existing loans and your family’s needs. Use it as a guide, not a hard rule.
Is term or investment-linked better?
They solve different problems. Term insurance maximises protection per rupee. ULIPs and endowments bundle investing with cover, which can dilute both — compare them on their own merits.
Eaze Insure is an independent insurance information and comparison platform. We are not an insurer and do not sell policies. Content here is for general education only and is not financial, tax, or legal advice. Please verify product details with the insurer and consult a qualified advisor before buying.
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